KT Administrators, Inc.

Our Services
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Customer Service

     

  • One Point of Contact – Account Manager Assigned to Each Client
  • Account Managers Each Have 10+ Years Experience
  • Fixed Fee Service Schedule (Never Asset-based)
  • 24-hr, 7-days a Week Participant Account Access using our Web Access System
  • 24-hr, 7-days a Week Participant Account Access using our Telephone Access System
  • 24-hr, 7-days a Week Plan Sponsor Access using our Web Access System
  • 24-hr, 7-days a Week Financial Advisor Access using our Web Access System

 

Administrative Services


  • Maintain Participant Accounts
  • Census and Vesting Updates
  • Actuarial Evaluations
  • Process Distributions
  • Process Hardships
  • Process Loans
  • Process Payrolls
  • Process Rollovers
  • Process Transfers/Realignments
  • Quarterly Participant Statements Prepared
  • Quarterly Participant Statements Mailed Home
  • Quarterly Employer-level Allocation Report
  • Individual Administrative Forms
  • Plan Administrative Manual

 

Document Services

     

  • Plan Design: 401(k), Roth 401(k), 403(b), Profit Sharing, Safe Harbor, ESOP, 457, Money Purchase Pension, Defined Benefit, Davis-Bacon and New Comparibility
  • Trustee or Participant Directed Plans
  • Plan Document: Individual, Volume Submitter or Prototype
  • IRS Approval Letters
  • Summary Plan Description (SPD) Employee Booklet Provided and Modified as Needed
  • Corporate Resolutions
  • Plan Amendments as Needed
  • Individual Plan Document Changes as Required

 

Government Reporting and Testing

     

  • 5500 Series Form
  • 1099 Form
  • 1096 Form
  • 402(g) Limits Testing
  • 404 Corporate Deduction Limits
  • 410 Testing
  • 415 Limits
  • Top-Heavy Testing
  • ADP/ACP Discrimination Tests
  • New Comparability Test